In 10-inch skillet, cook beef over medium-high heat, stirring frequently, until thoroughly cooked; drain. Reduce heat to medium; stir in taco seasoning mix and water. Heat until hot. Spoon evenly over refried beans. Top with cheese. Starting on 15-inch side, roll dough tightly. Pinch edges of dough to seal; turn ends under. Arrange roll diagonally on cookie sheet, seam side down.